Umbrella insurance isn’t just for the rich and famous. Whether it’s a serious auto accident involving pricey medical bills or an incident on your property, you can quickly find yourself responsible for damages that exceed the limits on your auto, home or boat policies. And an expensive judgment is the last thing you want to worry about.
Life is unpredictable. You never know what might happen. If the unexpected happens, We can help ensure you have the coverage you want to protect your family’s assets.
With a personal umbrella policy, you have additional coverage over and above the liability limits of your underlying policies. Your assets as well as your future earnings are covered.
Besides providing increased liability limits, a Personal Umbrella policy gives you these additional benefits:
- You are covered against claims that may not be covered by your underlying policies for Homeowners, Auto liability and Watercraft liability, such as libel, slander or defamation of character.
- You are covered anywhere in the world.
- You are covered for defense costs and attorney fees associated with claims against you that are covered by your Personal Umbrella policy, but not by your primary policies. These expenses are paid in addition to your policy limit.