Are you taking to the back roads on a classic bike or traveling the highways on a touring cycle? We provide coverage for a variety of bike types: classics, cruisers, custom, sport, touring and trike conversions.
We’ve got your motorcycle covered:
Optional Equipment Coverage
$3,500 covers your optional equipment and is included with comprehensive coverage. (You can also increase your limits on Optional Equipment Coverage up to $15,000, which is great for custom painting, chroming, sidecars and other great additions to your ride that were not originally provided by the manufacturer.)
Safety Apparel Coverage
This provides up to $1,500 in coverage for damage to any clothing designed to minimize damage from an accident, including helmets and goggles.
Replacement Cost Total Loss Settlement
We provide Replacement cost coverage for up to two years on bikes purchased new and with a maximum MSRP of $35,000. This applies when you purchase a new motorcycle from an authorized dealer and insures it with us within 30 days. This coverage does not apply to custom or classic motorcycles.
If there’s a beautiful sunny day, you don’t want to miss it. No calls, no hassle with our annual policy you can insure your motorcycle even in the off-season.
Towing and Roadside Assistance with Trip Interruption Coverage
We have experts that know how to take care of and tow your bike.
Liability Only Coverage
This broad coverage is meant for accidents involving your motorcycle (the coverage is for third-party injuries and property damage). The “only” option allows you to make the decision if the liability coverage is all you want. You decide.
You can choose the limits that you want on your liability.
Regardless of who is at fault, this covers your motorcycle in the event of damage caused by collision with other vehicles and trees or utility poles.
Other than Collision Coverage
Provides coverage for out of the ordinary damages, such as fire, theft, flood or vandalism.
Medical Payments Coverage
Hopefully, never needed, but very important with motorcycle insurance, this coverage pays for the necessary medical care you receive as a result of an accident.
Provides coverage for a specifically designed trailer to transport your motorcycle (valued up to $7,500).
Uninsured/Underinsured Motorist Coverage
Coverage that protects you financially if you’re in an accident with someone who’s at fault and either has no insurance or insufficient insurance.